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If you drop or withdraw from some or all of your classes before your financial aid is disbursed, your financial aid may be reduced based on your enrollment. If you drop below half-time enrollment, you may be ineligible for aid, including Florida Bright Futures and Federal Direct student loans. If you have federal aid, your account will be evaluated to determine if a Return of Title IV Fund calculation is required. It is your responsibility to pay the balance that results on your student account. 

If you drop or withdraw from some or all of your classes after your financial aid is disbursed, your financial aid program may require repayment for dropped or withdrawn classes (e.g., Florida Bright Futures). As well, some financial aid programs (e.g., Florida Student Assistance Grant, USF Grant, etc.) require repayment for dropped or withdrawn classes that result in a tuition refund (e.g., first day non-attendance). If you have federal aid, your account will be evaluated to determine if a Return of Title IV Fund calculation is required. It is your responsibility to pay the balance that results on your student account.

You must maintain satisfactory academic progress from one semester to the next or you may become ineligible for financial aid, including student loans.

In addition, you may have received specific scholarships/grants with additional renewal requirements that require earning a minimum number of credit hours and GPA (e.g., Florida Bright Futures, USF Presidential Scholarship, USF Green & Gold, Florida Student Assistance Grant). Review the terms & conditions for each scholarship/grant you received. If you plan to renew a scholarship/grant, it is your responsibility to plan your future enrollment to meet these renewal requirements.

Summer 2025

Session A: May 19 - June 27, 2025

• 50% Point : June 28 2025
• 60% Point: June 12, 2025

Session B: June 30 - August 8, 2025

• 50% Point: July 20, 2025
• 60% Point: July 24, 2025

Session C: May 19 - July 25, 2025

• 50% Point: June 22, 2025
• 60% Point: June 28, 2025

Session D: July 14 - August 8, 2025 

• 50% Point: July 26, 2025
• 60% Point: July 29, 2025 
   

Fall 2025

August 25 - December 11, 2025

• 50% Point: October 18, 2025
• 60% Point: October 29, 2025

Spring 2026

January 12 - May 7, 2026

• 50% Point: March 8, 2026
• 60% Point: March 24, 2026

Spring Break: March 16 - 20, 2026

Note: For any withdrawals made during Spring Break, March 15, 2026 will be the date used for all repayment calculations.

Summer 2026

Session A: May 18 - June 26, 2026

• 50% Point : June 7, 2026
• 60% Point: June 11, 2026

Session B: June 29  - August 7, 2026

• 50% Point: July 19, 2026
• 60% Point: July 23, 2026

Session C: May 18 - July 24, 2026

• 50% Point: June 21, 2026
• 60% Point: June 27, 2026

Session D: July 13 - August 7, 2026 

• 50% Point: July 26, 2026
• 60% Point: July 28, 2026

Note: these dates are subject to change. Dates could change if the university is closed for 5 days or more (i.e., hurricane closures) in a semester.

• A student who completes all the requirements for graduation from his or her program before completing the days or hours in the period that he or she was scheduled to complete is not considered to have withdrawn.
• If the student drops within the first week of drop/add and if institutional charges are forgiven, we will cancel all federal aid and NOT complete a R2T4 under the new exemption allowed by the Department of Education.
• A student enrolled in only module courses for the semester is not considered withdrawn if they have successfully completed the equivalent of half-time enrollment for this period.

A student is not considered to have withdrawn if the student successfully completes one module or a combination of modules that includes 49% or more of the number of the countable days in the payment period, excluding scheduled breaks of five or more consecutive days and all days between modules.

A student is considered to have officially withdrawn from a semester when the student withdraws from their course on Student Self-Service or fills out an official withdraw form and turns it in to the Office of the Registrar. The last date of attendance used on the return calculation will be the date the student submitted the withdrawal form.

The last date of attendance for students who are administratively withdrawn from the University is the date on the suspension/expulsion notification received by the financial aid office from the Office of Student Conduct.

Any enrolled student who either ceases attendance without officially notifying the University or fails to earn any credit hours for the term is considered an unofficial withdrawal. If you receive all unsatisfactory grades (i.e., F, I, U or M) for a term, you will be considered unofficially withdrawn. 

These students are subject to a return calculation if it is determined that they did not complete more than 60% of the term. The amount of aid returned is based on the last date of attendance (LDA) as determined by the University. The financial aid office will confirm the last date of attendance using registration/grade records at the end of the term.

If the student submits an official withdrawal, but the form that suggests the last date of attendance may be incorrect, the Office of Financial Aid will confirm the last date of attendance with the student’s professors. The last date of attendance for students who are administratively withdrawn from the University is the date on the suspension/expulsion notification received by the financial aid office from the Office of Student Conduct.
 
Professors will be contacted for the last date of attendance if needed. If the instructor has not provided a documented LDA, we will use the 50% point of the term. If you believe your instructor(s) incorrectly reported your LDA, you will have 30 calendar days from the last date of the term to submit a Verify Last Date of Attendance (VLDA) form to your instructor/academic department and return it to the Office of Financial Aid for review. If the repayment amount is revised, you will receive a revised repayment notice. It may take 2-4 weeks to restore funds that were billed and returned to the Federal Student Aid programs (including loans). 

Reinstatement of funds is not allowed by the U.S. Department of Education if more than 180 days have passed after a term ends. There are no exceptions. NOTE: If you receive unsatisfactory grades for a course you never attended, contact the Academic Regulation Committee (ARC) for your college. In addition, you will need to request a full tuition & fee refund via the Office of the Registrar.

The last date of attendance is the last date the student participated in an academically related activity. This can include:

• Submitting an academic assignment, taking an exam, an interactive tutorial, or computer-assisted instruction
• Attending a study group that is assigned by the school
• Participating in an online discussion about academic matters
• Initiating contact with a faculty member to ask a question about the academic subject studied in the course

Academically related activities do not include activities where a student may be present, but not academically engaged, such as:

• Living in institutional housing
• Participating in the school’s meal plan
• Logging into an online class without active participation
• Participating in academic counseling or advisement

A student’s certification of attendance that is not supported by school documentation would not be acceptable documentation of the student’s last date of attendance at an academically related activity.

If you withdraw before receiving all the funds you have earned, you may be due a post-withdrawal disbursement. Post-withdrawal disbursements will be confirmed within 30 calendar days of the date you withdraw. If your post-withdrawal disbursement includes loan funds, we must first get your permission in writing within 14 days before we can disburse these loan funds to you. Failure to receive written notification will result in the cancellation of the loan funds.

A module is any course that does not span the entire length of the semester. For example, students attending summer session coursework are considered to be in modules, as the course length does not extend the entire length of the semester.

If a student withdraws and provides written confirmation to USF — at the time of ceasing attendance — that the student plans to attend another course later in the same period, the student is not considered to have withdrawn. The next course the student plans to attend during the period must begin within 45 days after the end of the course the student ceased or failed to attend. If a student does not resume attendance within the scheduled timeframe, the student is considered to have withdrawn as of the date on which attendance ceased. 

In the event that the R2T4 was completed and the student returned for the period, USF would then reverse the R2T4 process and provide any additional funds the student is eligible to receive.

• Unsubsidized Federal Direct Loans
• Subsidized Federal Direct Loans
• Federal PLUS Loans (both Parent and Graduate)
• Federal Pell Grants
• FSEOG
• Federal TEACH Grants


The Office of Financial Aid has 30 days from the date the school determined the student had withdrawn to determine the last date of attendance. Students with Federal Work Study (FWS) will be required to stop working immediately, but are entitled to their earnings. All Title IV fund returns must be completed no later than 45 calendar days after the date USF determines that the student withdrew.

A Return of Title IV Funds calculation must be completed upon learning of the death of a student.

The estate of the student is not responsible for paying the debt created. Post-withdrawal disbursements cannot be made to a deceased student, and any credit balances created by Title IV Funds must be returned to the program from which the funds originated.

If you are considered an "affected individual" under the HEROES Act, the U.S. Department of Education has waived your requirement to return or repay unearned grant funds as the result of a return of Title IV funds calculation.

A student’s term enrollment status is determined based on repeated courses as defined by federal regulation (34 CFR Section 668.2). Failed courses can be repeated and counted toward enrollment status multiple times as long as the student has never passed the course. Repeated courses in which a passing grade has been received will only be counted toward enrollment status for one repetition after passing the course. Any second or subsequent repetition of the passed course will not be included in the enrollment status for purposes of the Title IV, HEA, programs.

Federal Title IV aid will be recalculated based on the student's adjusted enrollment status. The recalculation will be applied regardless of whether a student received aid for previous course enrollments.

Example: A student is taking a previously passed 3-credit course for the second time after passing the course. The student is enrolled in a total of 12 credits for the term. Per federal regulations, the repeated course must be excluded from the student’s Title IV enrollment status. Only nine of the student’s 12 credits can be used to calculate their Title IV aid eligibility.